WhatsApp has recently launched an online payment service in the country. Transactions in the country have really gone digital since the lockdown. There are currently five types of online payment services in the country. UPI, Wallet, Payment Gateway, Net Banking and NEFT have digitized the transaction process in the country. Learn about it ...
source: divya bhaskar news
1. What is UPI service?
Every app offering wallet service facilitates direct transactions through UPI. That is, you can also transact from a wallet and from UPI if you wish. Wallet services are also available for e-payment in India. The Wallet app accounts for more than 50% of all online transactions across the country. This figure is more than 85% in retail payments.
2. What is a wallet?
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In Wallet Service we can add money for shopping and payment using our credit, debit card and UPI.
What's new in WhatsApp online payment service?
With the approval of the National Payment Corporation of India (NPCI), WhatsApp has also launched online payment services.
That is, you can not only chat but also make online payments through WhatsApp. It is accepting transactions through UPI
You can take advantage of gift cards and cashback just like Google-Pay and Phone-Penny.
No need to download another app for that. WhatsApp will launch this service only after it is updated in the messaging app.
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3. What is NEFT?
National electronic fund transfer i.e. NEFT works just like net banking. This is a national payment portal. All the banks of the country are connected to it.
You will be able to access these services after one registration by visiting the bank or its website. Can make national and international payments through it.
4. Net Banking
A common server of banks operates in net banking. This makes bank-to-bank payments easier. Payment and account are completely secure due to the interconnected server.
5: What is a payment gateway?
This is an application that makes online payment easy. When you make a payment on an online site, the merchant's site sends your debit / credit card details to the payment gateway for confirmation. The payment gateway then verifies this information with the bank and withdraws the rupee from your account and sends it to the merchant's account.
4 most popular payment gateway services in the country
1. Citrus-Pay
Payment Gateway Citrus Pay is currently the most popular currency in the country. This is one of the most secure payment gateways. Citrus Pay also offers online wallet services like Citrus Cash and Citrus Cube for bill payments.
2. CC Avenue
CC Avenue is also a popular gateway for online payments. It gives you many online payment options. Its biggest feature is that we can use it in 18 languages from home and abroad. What is special about it is that through it you can deal in the currencies of 27 countries.
SOOURCE:: DIVYABHASKAR NEWS REPORT
3. Payu Biz India
Payu Biz India Payment Gateway accepts all types of online payments. It allows you to pay by card, netbanking, wallet, international card, EMI and IVR. Payu Biz India also accepts payments in currencies of 13 countries. Payu Biz India looks after the online payment management of the country's major banks. Payments can be made from an Android phone to Payu Biz India with just one tap.
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4. Zak-Pay
This is also a very famous payment gateway. Zak-Pay accepts payments from all foreign and domestic credit cards. Payments can be made through Diners Club, Visa and MasterCard. Zak-Pay is a secure and easy payment gateway.